For many patients recovering from surgery, home health care is essential—but questions about coverage often arise. If you or a loved one are wondering whether Medicare can help cover these services, here’s what you need to know.

Medicare and Home Health Care: The Basics

Medicare Part A (Hospital Insurance) and Part B (Medical Insurance) provide coverage for home health services under specific conditions. To qualify, a patient must:

1. Be under a doctor’s care: A physician must certify that home health care is medically necessary.
2. Be homebound: Leaving home should be difficult due to illness or injury.
3. Require skilled care: Services must include skilled nursing, physical therapy, occupational therapy, or speech‑language pathology.

Services Covered by Medicare

Medicare typically covers:

• Skilled Nursing Care: Medication management, wound care, IV therapy, and post‑surgery monitoring.
• Therapy Services: Physical therapy, occupational therapy, and speech therapy as prescribed.
• Medical Social Services: Support for emotional and social needs related to recovery.
• Home Health Aides: Assistance with personal care tasks such as bathing, dressing, and hygiene (when part of a skilled care plan).

Important: Medicare does not usually cover non‑medical services like meal preparation, housekeeping, or companionship unless these are part of a skilled care plan.

Costs and Coverage Details

• Medicare Part A & B: Most medically necessary home health services are covered 100% when provided through a Medicare‑certified agency like TenderCare Home Health LLC.
• Durable Medical Equipment (DME): Items such as walkers, wheelchairs, or hospital beds may also be covered if prescribed by a doctor.
• Out‑of‑Pocket Costs: While most skilled services are covered, patients may be responsible for certain costs if they require non‑skilled care or exceed Medicare limits.

How to Access Medicare‑Covered Home Health Care

1. Physician Referral: Your doctor will evaluate your post‑surgery needs and determine if home health care is medically necessary.
2. Medicare‑Certified Agency: Choose a certified provider, such as TenderCare Home Health LLC, to ensure coverage.
3. Care Plan Development: Our team works closely with your physician to create a personalized plan that meets your recovery goals.

Why Choose a Medicare‑Certified Agency?

• Qualified Professionals: Skilled nurses and therapists who understand post‑surgery recovery.
• Compliance with Medicare Standards: Ensures your care is safe, effective, and fully covered.
• Continuity of Care: Coordinated communication with your physician for the best outcomes.

Take the Next Step

Recovering from surgery shouldn’t be stressful or overwhelming. At TenderCare Home Health LLC, we guide you through the process of understanding your Medicare benefits and how they can support a safe and comfortable recovery at home.

Contact us today to learn how we can help you or your loved one receive Medicare‑covered home health services.